An under bed safe needs to disappear into a tight gap, bolt to the floor, and still stop a burglar who has thirty seconds to grab whatever looks portable — this guide ranks six models sold in Australia against exactly that brief for 2026.
- CMI Miniguard Domestic Security Safe Size 4 is the top under bed safe pick for 2026 on footprint and floor-bolt strength — Buy.
- Guardall HV2 Home Safe is the budget under bed safe option under review — Buy.
- Secuguard SHS1K suits electronic-lock buyers but isnt urgent — Hold.
- Yale Elite Safe Small YSEL-200-EG7 is document-only capacity — Skip it for valuables under a bed.
Why this matters
A safe under a bed only works if two things are true: it fits the clearance without scraping the base, and its bolted down hard enough that lifting the whole box isnt an option. Cash, passports, jewellery and firearms documentation sitting in an unbolted tin under a mattress is a burglars easiest ten seconds of the night.
The CMI Miniguard Domestic Security Safe Size 4 solves the fit problem better than most because its body is built for tight domestic spaces rather than a walk-in closet floor. Thats the baseline every other option on this list gets measured against.
Most bed frames leave somewhere between 15cm and 25cm of clearance underneath — enough for a compact domestic security safe, not enough for anything built for an office or a shopfront. That single constraint eliminates most of what a general safe search turns up.
How we ranked
Each model here is judged against four things that actually matter for under-bed placement in 2026: physical footprint against typical bed-frame clearance, whether the unit has floor bolt-down points, lock accessibility in a low, dark gap, and price tier relative to what is being protected.
Models built primarily for retail counters, offices or gun storage were excluded even when compact, because their access patterns dont suit a crouching, one-handed reach under furniture. Ranking draws on aggregated Australian security safe catalog data rather than lab testing — treat the verdicts as buying guidance, not certification results.
The ranked list
1. CMI Miniguard Domestic Security Safe Size 4 — the safe pick
This is the smallest practical domestic security safe in the CMI Miniguard range and its built with floor bolt-down as the default anchoring method, which is exactly what an under-bed install needs. The compact body clears most standard bed bases without the safe becoming visible from the doorway.
For a household storing passports, cash and small jewellery rather than firearms or bulk documents, this is the size that actually fits the use case instead of overshooting it. Verdict: Buy.
2. Guardall HV2 Home Safe — the budget pick
Guardalls HV2 sits at the entry end of the home safe range and still ships with floor-anchor points, which is the one feature you cant compromise on regardless of price. It wont hold a rifle or a filing cabinets worth of paper, but thats not the brief.
For a renter or a first-home buyer who wants a genuine security safe under the bed rather than a decorative lockbox, the HV2 is the cheapest model on this list that still bolts down properly. Verdict: Buy.
3. Secuguard SHS1K Home Safe — the all-rounder
The SHS1K sits in the middle of Secuguards home safe lineup and offers a step up in build over entry-level units without moving into commercial territory. Its a reasonable pick if you want more internal capacity than a Miniguard Size 4 but dont need Secuguards electronic-locking FA22E model.
Its not the cheapest and its not the smallest, which puts it in nice-to-have, not-essential territory for most bedrooms. Verdict: Hold.
4. Chubbsafes Secure Cube Safe Model SC1 — the anchor-first pick
Chubbsafes built the Secure Cube around anchoring rather than internal volume, which matters more under a bed than in a wardrobe because there is less structure around the unit to deter a lift-and-carry theft. If bolt-down strength is the single feature you are optimising for in 2026, this is the model to start with.
It trades some internal space for that anchoring focus, so measure your storage needs before assuming bigger is better. Verdict: Buy.
5. CMI HG1 Homeguard Plus — the flexible-lock option
The HG1 Homeguard Plus ships with a choice of three locking mechanisms, which is useful if your household disagrees on key versus combination versus digital access. That flexibility is the whole reason to consider it over a fixed-lock Miniguard.
Its a reasonable safe on paper but the extra decision-making at purchase time means most buyers should compare it against the Miniguard Size 4 before committing. Verdict: Wait.
6. Yale Elite Safe Small YSEL-200-EG7 — the brand-name pick
Yales name recognition carries weight, and the Elite Small model is a genuine entry point into that range. But small in the Yale Elite line reads closer to a document-and-cash box than a general valuables safe, which limits what its actually good for under a bed.
If you only need to protect paperwork and a passport, it does that. For jewellery, cash reserves or anything bulkier, it runs out of room fast. Verdict: Skip.
The Chubb Mini Banker MkII Size 1 lists at A$1,795 and the Size 2 at A$1,950 — both fall in the same price band as the Guardall HV2 and Secuguard SHS1K above, which makes them worth cross-shopping if digital fingerprint access matters more to you than floor-anchor design.
Comparison table
| Model | Best for | Anchoring | Verdict |
|---|---|---|---|
| CMI Miniguard Size 4 | Tight under-bed clearance | Floor bolt-down | Buy |
| Guardall HV2 | Budget-conscious buyers | Floor bolt-down | Buy |
| Secuguard SHS1K | Extra internal capacity | Floor bolt-down | Hold |
| Chubbsafes Secure Cube SC1 | Anchor-strength priority | Floor + rear bolt points | Buy |
| CMI HG1 Homeguard Plus | Households wanting lock choice | Floor bolt-down | Wait |
| Yale Elite Safe Small YSEL-200-EG7 | Documents and passports only | Floor bolt-down | Skip |
Where to buy
- Buy from a retailer that lists floor bolt-down kits or fitting instructions alongside the safe — a safe without a documented anchoring method is a box, not a security safe.
- Confirm the models fire and burglary rating against the product listing before paying, not after delivery; ratings vary across the same brands ranges.
- Compare freight and delivery terms for a floor-standing unit before assuming installation is included — weight and size on under-bed models still require careful handling into a low, tight space.
Buy A Safe stocks the CMI Miniguard, Guardall, Secuguard and Chubbsafes ranges referenced in this comparison, alongside the compact digital-locking Chubb Mini Banker series shown above.
FAQ
What is the best under bed safe for 2026?
The CMI Miniguard Domestic Security Safe Size 4 is the best under bed safe for 2026 on fit and floor-anchor strength. The Guardall HV2 is the strongest budget alternative if price is the deciding factor.
Is an under bed safe better than a wall safe?
An under bed safe is easier to install without wall cavity work, but a wall safe hides better from a room search. Choose under-bed for speed and cost, wall-mounted for concealment.
How much does an under bed safe cost in Australia in 2026?
Compact domestic security safes suited to under-bed placement typically run from around A$1,500 to A$2,300 based on current Australian retail listings in 2026. Digital fingerprint models like the Burg Wachter Karat MT-24 sit around A$1,772.
Do under bed safes need to be bolted down?
Yes — an unbolted safe under a bed can simply be carried out by an intruder regardless of the lock quality. Every model recommended in this guide ships with floor bolt-down points.
Can an under bed safe be fireproof?
Some domestic security safes carry a fire rating and some do not; check the specific models rating before assuming protection against fire, since burglary-rated and fire-rated construction are not the same thing.
What size safe fits under a standard bed?
Most bed frames leave roughly 15cm to 25cm of clearance underneath, which suits compact domestic security safes like the CMI Miniguard Size 4 rather than larger office or gun safes.
Is a digital lock or key lock better for an under bed safe?
A digital or electronic lock is usually easier to operate one-handed in a dark, low gap under furniture. Key locks work fine too but require locating and gripping a key in the same cramped position.
Should I buy a safe with a fingerprint lock for under-bed use?
Fingerprint locks like the Burg Wachter Karat MT-24-NE-FS speed up access in low light, but they add roughly A$1,772 and up to the purchase versus a standard digital-lock model.
One last thing
The lock is rarely the weak point on an under bed safe — the missing floor bolt is. A safe that isnt anchored gets carried out whole in under a minute, which makes the anchoring points on models like the Chubbsafes Secure Cube SC1 and CMI Miniguard Size 4 the actual deciding factor for 2026, not the digit count on the keypad.
